Canada. Canada Pension Plan

Record #: MET0135
Last Full Update: 10 Aug 2023

Contact Information

Office Phone 1-800-277-9914, English ; 1-800-277-9915, French
TTY Phone 1-800-255-4786

Agency Information

Legal Status (40) Federal Government

Description and Service Details

Description (Service) Monthly retirement pension, beginning as early as 60 years or as late as 70 years
  • full pension if started at 65 years
  • reduced pension if started before 65 years
  • increased pension if started after 65 years
Post-Retirement Benefit -- for workers 60-70 years who continue to contribute to CPP while receiving a CPP pension

Disability benefits -- for contributors under 65 years
  • allowance for dependent children
Survivor benefits -- monthly pension for surviving spouse or common law partner
  • children's benefit for dependent children of deceased contributor
  • death benefit (lump sum payment to estate, or persons responsible for funeral costs)
Amount of benefits payable is in proportion to contributions
  • pension credits earned by either spouse may be divided equally (credit splitting) on termination of marriage or common law partnership
Social Security Tribunal, 1-877-227-8577 -- independent appeal process for Canada Pension Plan decisions, see separate entry

Program of Employment and Social Development Canada, delivered by Service Canada

Retirement Hub - information and resources on pensions and retirement planning
Hours Recorded information Mon-Sun 24 hours, all Mon-Fri 8:30 am-4:30 pm to speak to an agent
Areas Served Ontario
Eligibility Contributors to the Canada Pension Plan (CPP)
  • Canada has reciprocal social security agreements with many countries, which may allow people who have lived or worked in another country to qualify for a foreign pension
Application Apply 6 months before you want your pension to start (not automatic)
  • apply online, by mail or in person at Service Canada sites -- see separate entries
  • application forms available online
Languages English, French

Site Information

Located In Community Toronto
Address & Map
Toronto, ON
Mailing Address c/o Service Canada, Stn D; PO Box 5100 
Scarborough, ON 
Canada M1R 5C8
Physical Access Not Applicable

Categories and Classification

HCSD Main Heading Income Programs ; Older Adults
HCSD Sub Heading Income Programs for Older Adults ; Income Support Programs for Older Adults ; Social Assistance
Service Categories Canada Pension Plan ; Canada Pension Plan Disability Benefit ; Canada Pension Plan Survivors Benefit ; Internet Information Resources ~ Canadian Retirement Issues

Agency Overview