How to Find - Income Programs & Financial Assistance
|Record #: BTN4780||Last Full Update: 24 Aug 2015|
|Memos and Bulletins|
|Public Comments||For full list of "How to Find" records on different topics, see here|
|Located In Community||Halton Region|
|Agency and Service Names|
|Alternate Name||Canada Education Savings Grant ; Canada Learning Bond ; Children's Fitness Tax Credit ; Employment Insurance ; Financial Help ; Ontario Child Care Bursary ; Ontario Child Care Supplement for Working Families ; Ontario Children's Activity Tax Credit ; Ontario Disability Support Program ; Ontario Works ; Post-Secondary Student Support Program ; Registered Disability Savings Plan ; Social Assistance ; Universal Child Care Benefit|
|Legal Status||(20) Regional Government ; (30) Provincial Government ; (40) Federal Government|
|Description and Service Details|
|Description (Service)||This topic record provides an overview of Employment Insurance, Social Assistance (Ontario Works and Ontario Disability Support Program) and other income supports, and acts as an index to related records in this database.
EMPLOYMENT INSURANCE AND COMPASSIONATE CARE BENEFITS:
Employment Insurance (EI) provides benefits for those with interruption of earnings due to:
* job loss, layoff or sickness
* maternity benefits
* parental benefits (caring for newborn or adopted child)
* compassionate care benefits (caring for gravely ill family member)
For more information see records for Service Canada Centres here.
You may also apply to Ontario Works to supplement income from Employment Insurance benefits (see separate record here).
People who wish to appeal a disqualification for Employment Insurance benefits may contact Halton Community Legal Services or assistance (see separate record here).
INCOME PROGRAMS FOR PEOPLE WITH DISABILITIES
People with disabilities (which may include mental illness and developmental disabilities), may be eligible for one or both of the following:
1. Ontario Disability Support Program (ODSP), for those 16 to 64 with a disability expected to last 1 year or more), see separate record here
2. Canada Pension Plan Disability Benefits (for those under 65 who have a disability and have contributed to the Canada Pension Plan), see separate record here
If you are turned down for the above programs:
* you may apply to Ontario Works for financial assistance (see separate record here).
* to appeal, contact Halton Community Legal Services for free assistance in re-applying (see separate record here).
INCOME PROGRAMS FOR SENIORS
If you are age 60 or older, you may be eligible for one or more of the following programs, which can be accessed simultaneously:
1. Canada Pension Plan (CPP), for those 60 or older who have ever contributed to Canada Pension Plan, see separate record here
2. Allowance (for those 60-64 who are the spouse or survivor of an Old Age Security pensioner ), see separate record here
3. Old Age Security (OAS), for those who are 65 and older and have lived legally in Canada for required time (even if you are not retired, or now live outside Canada), see separate record here
4. OAS recipients with low income may also be eligible for Guaranteed Income Supplement (GIS), see separate record here
5. OAS recipients with low income may also be eligible for Ontario Guaranteed Annual Income System (GAINS), for more information see here
5. Veterans Affairs Canada provides the Veterans Independence Program and other benefits for some veterans (and their dependents) of the Canadian Armed Forces, Merchant Navy, Allied Forces, civilians who served in close support during wartime and members of the RCMP, see separate record here.
If you are NOT eligible for any of the programs above:
* those under 65 may be able to access income supports from Ontario Works (see separate record here)
* those with a disability, or who are 65 or older may be able to access income supports from Ontario Disability Support Program (ODSP) (see separate record here).
Ontario Works provides payments to help cover the cost of basic needs such as food and housing for those who do not have enough income, including:
* people who are unemployed (you should also apply to Employment Insurance program, above)
* low wage workers
* people with disabilities (first look at the programs shown above, under 'Income Programs for People with Disabilities')
* those who are aged and not eligible for Old Age Security (first see 'Income Programs for Seniors', above)
* those providing temporary care for someone else's child(ren)
* those attending high school who are unable to obtain assistance from parents (you may apply for Ontario Works even if you're under 18)
* assistance may also be available to people on fixed pensions or with low incomes.
* Recipients may also receive other benefits such as prescription drug and dental coverage, eye glasses, diabetic supplies, moving/eviction costs, employment-related costs.
* Ontario Works also provides education and employment programs to help prepare for and find a job.
For more information, see separate record here
Those turned down for Ontario Works may contact Halton Community Legal Services for free help in appealing (see separate record here).
OTHER FEDERAL AND PROVINCIAL BENEFITS
The Government of Canada's Benefits Finder website shows additional federal and provincial benefits for:
* parents (including Canada Child Tax Benefit, Canada Learning Bond contributions toward post-secondary education for those receiving National Child Benefit Supplement, Universal Child Care Benefit, Children's Fitness Tax Credit, Ontario Child Benefit, Ontario Children's Activity Tax Credit, Ontario Child Care Bursary, Ontario Child Care Supplement for Working Families, Healthy Smiles Ontario, Canada Education Savings Grant, Child Disability Benefit)
* students (including OSAP Ontario Student Assistance Program, Post-Secondary Student Support Program, bursary, scholarship and work experience programs)
* people with disabilities (including Registered Disability Savings Plan, Disability Tax Credit)
* newcomers to Canada
* Aboriginal people
* those in need of financial assistance
|Hours||Contact organization for information|
|Eligibility||Varies by program.|
|Application||Varies by program.|
|Categories and Classification|
|Service Categories||Allowance for the Survivor Program ; Canada Pension Plan ; Employment Insurance ; Guaranteed Income Supplement ; Old Age Security Program ; Provincial/Territorial Social Assistance Programs Applications ; Social Assistance Disability Programs Applications ; Spouse's Allowance ; Veteran Disability Pension ; Welfare to Work Programs|